Provided are a vehicle window assembly and a vehicle. The vehicle window assembly includes a vehicle window glass and an optical device. The vehicle window glass includes an outer glass layer, an adhesive layer and an inner glass layer. The inner glass layer defines a first opening portion, and the optical device is disposed at one side of the inner glass layer facing away from the adhesive layer. A viewing region of the optical device forms an optical window on the vehicle window glass, the optical window is located in the first opening portion. An absolute value of a horizontal diopter of the optical window is less than or equal to 60 mdpt.