A resource processing method includes obtaining a first service dataset from a preset dataset, the first service dataset comprising service data, and each piece of service data being configured for recording a first historical resource transfer amount of a first resource type and a second historical resource transfer amount of a second resource type based on resources being transferred therebetween, determining, based on the second historical resource transfer amount, target service data in the at least one piece of service data that meets a resource transfer condition, determining a first resource transfer mode of the first resource type based on the first and second historical resource transfer amount in the target service data, the first resource transfer mode comprising resource transfer-in or resource transfer-out, and transferring resources of the first historical resource transfer amount of the first resource type based on the first resource transfer mode.